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Hello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM

Hello all. First time posting here.  Wanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM

I am 27. Got my first. Credit cards at 18. was approved a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018. At that time, I studied these forums, had late payments and collections removed and was given a 15k AMEX card at 22!! I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until last month when I came across a review on this forum about PINNACLE CREDIT SPECIALIST a credit reform company. I decided to give them a try. 6 days after we reached an agreement and I met the requirements which obviously wasn’t much. My profile was totally repaired. Now my score is 806. All thanks to PINNACLE CREDIT SPECIALIST. Reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM  

I am 21 years old, and I graduated college in May 2023. When I started college, I didn't have the credit history to obtain a private student loan for tuition expenses, and I didn't know anyone who would co-sign for me -- and my parents weren't in the position to do so either. Having a decent job at the time, I had the 'bright idea' to obtain a personal loan through my credit union (Founders FCU in SC) to pay for my tuition expenses. Each year I borrowed a little more to pay for each semester -- the loan ended up reaching a whopping $10,000. My credit union also talked me into applying for a credit card -- which I did and had a limit of $5,000. My fall semester of college I lost the job I had throughout college, and having no income until my internship started the next summer, I wasn't able to make the payments and they eventually went into charge off status. Also, during my Junior year in college, my grandmother needed a loan for medical expenses, and her credit was not good enough to qualify on her own, I agreed to co-sign for her, which was dumb, I know. It was a smaller open line of credit ($2,500) at State Employees Credit Union in NC. Around 6 months in, she couldn't make the payments, so I paid it off for her. Unknown to me, she took out an advance on the line right before she passed, and I found out shortly after and was stuck with the bill, and that did not help with the fact that I had lost my job and was already drowning in debt that I could not pay. That account went into charged off status as well shortly after. I have been in a relationship for a couple years, we recently moved in together, and the struggle of being approved as a co-applicant due to my credit made me realize that I needed to get my credit back in shape. It's easy to give up and forget about it, but I know that in the next 3-5 years we will want to buy a house, and I don't want to be the one who makes it difficult because I haven't addressed my credit situation. I have attempted a settlement and payment arrangement with Founders FCU and they have surprisingly been very difficult to work with -- they will not settle and will not make a payment arrangement with me. They also told me that they have filed a judgement. The loan through Founders is still accruing interest as well, but the credit card is not. I got a secured loan through NFCU in March for $300 at a 6-month term, after that a friend of mine who is an attorney recommended PINNACLE CREDIT SPECIALIST to me, which I quickly contacted and explained my predicament to them. They gave me 100% assurance that they’ll bring my credit back to shape. Within 6 days they made my State Employees line of credit reporting as paid and some of my debts marked as paid which boosted my score to an excellent score. Mohela student loan no longer appears on my credit report. All thanks to PINNACLE CREDIT SPECIALIST for helping me gain my happiness back, I sincerely recommend them. Hit them up on email: PINNACLECREDITSPECIALIST@GMAIL.COM

I’m a 36 years old divorce, software engineer living in the Midwest. I have two children with my ex-spouse (who pay a boatload of child support and Alimony too). Over the last 18 years I’ve not handled my finances wisely. I’ve had every kind of bad mark against me you can imagine: evictions, judgements, past due child support, a chapter 7 bankruptcy, charged off bank accounts, unpaid and unfiled taxes, liens and levy’s. All 3 of my credit scores came down to high 500s, I needed to work on my credit. Every part of life that involves money was so incredibly difficult for me. I asked my lawyer if there’s any trusted credit repair company which he recommended to PINNACLE CREDIT SPECIALIST. Immediately at his presence I gave them a text which I got a response from them after some couple of minutes. I gave them a brief explanation about my financial issue and asked them if they could help me fix my credit. Which they gave me a 100% guarantee that they can. To my greatest surprise after 6 days I got a message from them that my credit has been permanently fixed. I immediately checked through Experian and discovered my credit has been increased to 800s across the 3 credit bureaus. And my credit report has been renewed, I now have a clean credit report. All thanks to PINNACLE CREDIT SPECIALIST. I honestly recommend them from my heart. Hit them up on: PINNACLECREDITSPECIALIST@GMAIL.COM